How to pay off credit card debt ?

Comment rembourser une dette de carte de crédit

When managed carefully, credit cards are important financial tools. They allow cardholders to build credit, benefit from cash back or travel rewards and even purchase insurance or protection. On the other hand, when a person is not able to manage its money, things can quickly get out of control.  Credit card debt can easily become […]

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What is corporate debt restructuring?

The COVID-19 pandemic has had adverse economic consequences around the world and small businesses have not been spared. The financial situation of many businesses has been completely destabilized as a result of the financial impact of the pandemic in an already competitive and challenging marketplace. Many companies faced a total cash flow disruption and were […]

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When to consider a bankruptcy or consumer proposal during COVID

Faillite ou proposition de consommateur Covid

The Covid-19 pandemic has caused financial uncertainty for individuals, families and businesses across Canada. The Canadian financial landscape has been volatile for some time, with pre-pandemic figures showing the debt-to-income ratio as 180.4% in Q1 of 2020. It is clear that even before the financial complications of the pandemic, much of the Canadian public was […]

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How to consolidate debt?

How To Consolidate Debt

Have you accumulated a lot of debt and no longer know where to turn? Are you on the verge of bankruptcy and can no longer manage your finances? Before declaring bankruptcy, consider all of the options available to you, including debt consolidation which could be the ideal solution. Consolidating your debts is getting a one-time […]

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How to declare bankruptcy in Quebec?

Comment faire faillite au Québec

The commitments of daily life and unexpected events can have negative impacts on your financial situation. When financial problems are not addressed on time, some people find themselves in a situation of over-indebtedness and do not know how to get out of it. There are different solutions (consumer proposal, debt consolidation, etc.) to eliminate your […]

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